My name is Michiel Kalff, and I am passionate about staying informed about developments in the global FinTech arena, with a particular focus on smartPOS, softPOS,  (On- & Offline Payments) and payment security. With strong communication skills and a good sense of humor, I excel at leading teams and fostering enthusiasm for new innovations and ongoing projects. I enjoy motivating and inspiring team members to think creatively and act boldly, moving beyond traditional approaches. Acting as a bridge between business-minded individuals and technical experts, I thrive in roles that involve managing, consulting, and taking ownership of products and services for partners and merchants.